Compare Top Payday and Title Loans
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#1
OUR FAVORITE
Accredited Partner
Speedy Cash
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Learn More | Read More |
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#2
Accredited Partner
CashNetUSA
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CashNetUSA is a payday lender that offers loans to consumers in the United States. It is a part of Enova International, Inc., a publicly-traded company in the financial sector. |
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#3
Cash Store
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Location
2030 E Mason St., Ste J.
Green Bay, WI 54302
(920) 406-0060
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#4
Speedy Loan
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Location
1538 W Mason St.
Green Bay, WI 54303
(888) 773-3391
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National Cash Credit
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Location
Serves residents in
Green Bay, WI
(855) 774-2274
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Advance America
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Location
506 S. Military Ave.
Green Bay, WI 54303
(920) 490-5583
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Lend Nation
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Location
2925 E. Washington
Madison, WI 53704
(608) 244-9901
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Check 'n Go
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Location
2416 W Mason St., Ste. 104
Green Bay, WI 54303
(920) 490-4603
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Check Into Cash
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Are you in need of emergency funds? Check Into Cash is your direct lender and one stop money shop for when you need quick cash. At Check Into Cash, we provide online payday loans, in-store title loans and in-store cash advances. With thousands of locations conveniently located near you, you can rest assured that when you visit Check Into Cash our expert team will guide you into finding the best solution for you. Call or visit us today to learn more about our services! Or click the link to the left to start your application today! |
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Location
2056 Main St.
Green Bay, WI 54302
(920) 465-3432
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How to get a payday loan in Green Bay
Payday loans, usually between $100 and $1,500, are short-term, high-interest loans that give borrowers quick access to cash. This type of loan can be beneficial in Green Bay, where median household and per capita income is lower than the national average, and the percentage of people in poverty is 50 percent higher than across the U.S.
Payday lender rates are extraordinarily high, so they should not be used as a long-term solution. The average annual percentage rate (APR) of payday loans in Wisconsin in 2017 was almost 500 percent. But in circumstances where family, friends, banks or an employer are unable to help, payday loans can be an emergency fix.
| Pros of payday loans | Cons of payday loans |
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| Quick access to cash | Very high interest rates |
| Simple application process | Short repayment periods |
| Available for bad-credit borrowers | Lender-favorable terms and conditions |
In Wisconsin, payday loans are limited to the lesser of $1,500 or 35 percent of monthly gross income, with no cap on rates. Though the law allows lenders to take a number of different steps against borrowers who fail to repay a loan by the maturity date, Wisconsin prohibits these businesses from garnishing wages or threatening to pursue criminal charges. Lenders may, however, try to collect debt through phone calls, letters or personal visits; report the account as past due with a credit agency; assign the debt to a collection agency; or file a small claims action in court.
Although payday lenders may deny a loan for a number of reasons, they typically have more relaxed policies than banks when it comes to credit scores. Many times, people with bad credit or no credit can get approved for a payday loan.
It’s best to call a payday lender or check its website to ensure you bring everything necessary with you to apply. Most lenders have common requirements:
- Proof of regular employment
- A bank account
- Government-issued ID
- A personal check
- A valid Social Security number
The process of applying, getting approved and receiving your funds can vary depending on which company you use, but funds are usually available within one business day — and sometimes immediately. Before you sign any agreement, get multiple quotes, clear up any questions and understand any additional fees that may be charged. Above all, only borrow as much as you can afford to repay on the due date.
Payday Loans Reviews
Speedy Cash |
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More than 2.4 million people have chosen Speedy Cash for their short-term loans since it was founded in 1997. Individuals can apply online, receive an immediate decision and get instant funds. Green Bay residents can also call to apply. Customers appreciate how fast Speedy Cash’s service is, all the way from application to the transfer of cash. |
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CashNetUSA |
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CashNetUSA has lent to more than 3 million borrowers since 2004. Green Bay customers can apply online 24/7 and receive immediate decisions, then get cash as soon as the next business day. U.S.-based customer service is available seven days a week. Reviewers appreciate how quick and easy it is to work with CashNetUSA. |
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Cash Store |
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Cash Store, in business since 1996, has three Green Bay locations with experienced staff members ready to assist. Customers can use a short form online to pre-qualify and get same-day cash advances up to $3,000. Green Bay reviewers say Cash Store employees are helpful, friendly and knowledgeable. |
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Speedy Loan |
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SpeedyLoan is a lender with multiple Wisconsin locations, including one in Green Bay. Borrowers get fair, honest service with no hidden fees or charges. After applying online or in person, borrowers can get checks on the same day. Multiple customers across SpeedyLoan’s Wisconsin stores have given five-star reviews. |
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