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Find the Best Homeowners Insurance in Green Bay, WI

Owning a home is often the most significant financial investment of a lifetime. Homeowners insurance protects this investment, including the physical structure, your personal belongings and liability exposure, from financial risk. We researched the best homeowners insurance in Green Bay so you can make an informed decision when purchasing a policy.

Compare Green Bay Homeowners Insurance

Lemonade
Overall satisfaction rating
  • Covers dwellings, loss of use, personal property and liability
  • Discounts for in-home safety features
  • Offers policies for condos
  • Available in Green Bay and select states
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EverQuote
  • Quotes from local agents and top insurers
  • Compare the lowest rates
  • Fast and free for homeowners
  • Available in Green Bay
Allstate
Overall satisfaction rating
  • Covers personal property, liability and dwellings
  • Discounts setting up automatic payments
  • Inventory property on its app
  • Available in Green Bay and nationwide
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Progressive
Overall satisfaction rating
  • HomeQuote explorer
  • Possession coverage
  • Additional coverage options
  • Available in Green Bay

Offers flexible coverage options and provides online quotes and claims. Discounts for bundled policies, new homeowners and houses with security systems. Provides 24/7 customer support.

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State Farm
Overall satisfaction rating
  • Bundle & save
  • Covers losses caused by many situations
  • Optional personal articles policy
  • Available in Green Bay

Offers policies with custom coverages and deductibles through national local agent networks. Discounts for bundled policies, home security and impact-resistant roofs. Online quotes, claims and policy management.

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GEICO
  • Home security discount
  • Landlord coverage plans
  • Online claims reporting
  • Available in Green Bay
Location
Serves residents in
Green Bay, WI
(800) 241-8098
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Pagel & Associates Insurance Agency
  • Personal agents walk through your options
  • Independent agent not tied to any one company
  • Offers other types of insurance
  • Based in Green Bay
Location
1497 6th St., Ste. E
Green Bay, WI 54304
(920) 544-0687
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Mongin Insurance Agency
  • Offers more than one insurance company
  • Offers other types of insurance
  • Longest running family-owned Green Bay agency
  • Serving customers since 1912
Location
501 S Military Ave.
Green Bay, WI 54303
(920) 499-0821
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Rural Mutual Insurance
  • M-Th: 9am - 4pm
  • F: 9am - 1pm
  • Closed Sat and Sun
  • ruralmutual.com
Location
301 N Broadway, Ste. 208
De Pere, WI 54115
(920) 347-4899
Yang Insurance Agency
  • M-F: 9am - 4:30pm
  • Closed Sat and Sun
  • yangins.com
Location
906 E Walnut St..
Green Bay, WI 54301
(920) 857-9113
Hackl Insurance
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • hacklassociates.com
Location
1039 W Mason St.
Green Bay, WI 54303
(920) 434-7500
Parish Insurance Agency
  • M-F: 8:30am - 4:30pm
  • Closed Sat and Sun
  • parishinsurance.net
Location
2475 University Ave., Ste. H
Green Bay, WI 54308
(920) 468-9464
Tartan Insurance Agency
  • M-Th: 8am - 4:30pm
  • F: 8am - 3pm
  • Closed Sat and Sun
  • tartaninsurance.com
Location
1540 Capitol Dr., Ste 106
Green Bay, WI 54303
(920) 494-7421

How to choose homeowners insurance in Green Bay

Green Bay Skyline

Home insurance in Green Bay is made up of several different kinds of coverages: dwelling, personal property, liability and additional structures on the property, like a detached garage or a fence. Although homeowners insurance is not required in Wisconsin, mortgage lenders usually require coverage.

Generally, homeowners insurance pays for damage and loss caused by “perils” listed in the policy. These most commonly include fire and smoke, lightning strikes, windstorms and hail, vandalism, theft, falling objects and more. Liability coverage protects you in the event someone is injured while on your property.

Several factors in Green Bay make homeowners insurance a good idea. Weather events in northeast Wisconsin, such as high levels of snowfall and intense thunderstorms, can damage both structural and personal property. Brown County also experiences between 200-350 property-related crimes per month, according to the sheriff’s office.

How much does homeowners insurance in Green Bay cost?

The cost of homeowners insurance in Green Bay depends on a handful of variables, like how much dwelling and liability coverage you want. Your dwelling coverage should match the full replacement value of your home (minus the value of the land). Most policies will come with a standard liability coverage amount, but this is adjustable. Your cost will also depend on the amount of your deductible, or your share when you file a claim.

Homeowners insurance with $200,000 dwelling coverage, $100,000 liability coverage and a $1,000 deductible averages $600-$700 annually in Green Bay. This is significantly lower than the $1,228, on average, paid in the U.S.

Average home insurance rates in Green Bay

Dwelling $200,000 Dwelling $400,000 Dwelling $600,0000
Allouez (54301) $672 $1,177 $1,791
Bellevue (54302) $645 $1,127 $1,711
Green Bay (54305) $671 $1,171 $1,778
Bellevue (54311) $689 $1,204 $1,827
Ashwaubenon (54313) $672 $1,176 $1,786

Note: Based on dwelling coverage above with a constant $1,000 deductible and $100,000 liability.

Home features considered high-risk by insurers, such as pools or trampolines, can increase your rates, as can wood stoves, new fireplaces and other potential hazards. Smoking can also raise your coverage cost. Conversely, customers may be able to lower their premiums by taking measures to derisk their homes or by bundling homeowners insurance with other types. Other discounts are often available, such as for recent homebuyers.

When choosing homeowners insurance in Green Bay, shop around for a policy that personalizes coverage for your home. You will want to choose a company with strong customer service to handle your claims efficiently. It is also important to thoroughly understand your policy so you can arrange for add-on coverage if necessary.

Homeowners Insurance Reviews

Lemonade

Lemonade is a homeowners insurance provider with policies starting at $25 per month. Its policies cover liability, personal property, dwellings and loss of use. You can submit a claim and complete your application online. Ask for help by chatting with a representative. Lemonade’s Giveback program donates unused claims to a charity of your choice, too.

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Allstate

Allstate provides homeowners insurance policies that cover liability, personal property, guests’ medical expenses and dwellings. The company has an app for documenting your belongings, and discounts are available for setting up automatic payments. Fill out a quote form to get connected with a local Allstate agent.

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Progressive

Progressive’s HomeQuote Explorer allows you to get quotes from multiple companies and compare them side by side. Customers can also speak with licensed experts and get answers to questions. Discounts are available for a variety of situations, including if you bundle services, have a home security system, pay for annual coverage up front or are buying a new home. Many reviewers recommend Progressive for home coverage.

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State Farm

State Farm is one of the most popular home insurers in the U.S. Discounts are available if you have multiple policies with State Farm, if you have installed home monitoring systems or if your roof uses certain qualifying products. Customers can get started by getting an online quote. Reviewers in Green Bay give State Farm mixed reviews, with some having trouble getting follow-through on claims.

State Farm

GEICO

GEICO home insurance customers get easy online access to their accounts to file claims and access services. Quotes are available on the website, and discounts are available for applicants with smoke alarms, home security systems or those who insure a vehicle with GEICO. Customers in Green Bay appreciate the low prices but sometimes have trouble working with customer service and filing claims.

GEICO

Pagel & Associates Insurance Agency

Pagel & Associates Insurance is an independent, local insurance agency based in Green Bay. Customers are welcome to stop in the office, email or call for a free, no-obligation quote. Pagel & Associates Insurance has helped hundreds of individuals, families and businesses get coverage. Customers in Green Bay give the agency plenty of five-star reviews, saying customer service is exceptional.

Pagel & Associates Insurance Agency

Mongin Insurance Agency

Since 1912, Mongin Insurance Agency has been providing insurance in the Green Bay community. After contacting the agency to schedule a personal consultation, customers can expect multiple coverage options, prompt and knowledgeable service and quality coverage at good value. Many reviewers have been Mongin Insurance clients for years and are highly satisfied.

Mongin Insurance Agency