Find the Best Dental Insurance in Green Bay, WI

How to choose dental insurance in Green Bay

Dental insurance in Green Bay isn’t necessary to see the dentist, but having a policy gives you several advantages:

• Preventive care (checkups, cleanings and X-rays) are usually 100 percent covered, with no out-of-pocket cost.
• You may be more likely to visit the dentist regularly, which is good for your overall health.
• Insurance companies negotiate lower rates with in-network dentists and contribute toward the cost of dental procedures and treatments.

Dental insurance in Green Bay has many of the same features as health insurance. You pay monthly premiums, and, depending on the type of plan, there may be a deductible, copayments and coinsurance.

The cost of dental insurance in Green Bay depends on the number of people covered under the policy, the level of benefits, the deductible amount, the annual maximum and other factors. Coverage for an individual generally costs between $10 - $50 per month, while a family of four may pay $50 - $150.

Before selecting dental insurance in Green Bay, find out about waiting periods for certain coverages. Usually, you don’t have to wait for preventive care, but waiting periods of 6 - 12 months may apply for so-called basic and major services.

As an alternative to dental insurance, you might consider a dental savings plan. By paying an annual fee (usually cheaper than the annual cost of dental insurance), you get access to reduced rates for services at a wide network of dentists. You pay out of pocket at the time of the visit; there is no claims process. Dental savings plans in Green Bay have no significant waiting periods and do not limit how often you can save.