Oral care is just as important as medical care, but many Wisconsinites with health insurance lack dental insurance. Having dental coverage makes it easy to get preventive care and saves you money on basic and major procedures. We researched the best dental insurance in Green Bay so you find the most cost-effective plan.
Dental insurance in Green Bay isn’t necessary to see the dentist, but having a policy gives you several advantages:
Preventive care (checkups, cleanings and X-rays) are usually 100 percent covered, with no out-of-pocket cost.
You may be more likely to visit the dentist regularly, which is good for your overall health.
Insurance companies negotiate lower rates with in-network dentists and contribute toward the cost of dental procedures and treatments.
Dental insurance in Green Bay has many of the same features as health insurance. You pay monthly premiums, and, depending on the type of plan, there may be a deductible, copayments and coinsurance.
Dental insurance feature
What it is
Amount you pay each month for coverage
Amount you pay out of pocket before coverage kicks in
Set dollar amount you pay for a covered service
The percentage of the covered service you are responsible for
The group of dentists who have negotiated discounted rates with the insurer; depending on the plan, you may pay lower out-of-pocket costs if you stay in network
The limit the insurance company will pay out in a year
The cost of dental insurance in Green Bay depends on the number of people covered under the policy, the level of benefits, the deductible amount, the annual maximum and other factors. Coverage for an individual generally costs between $10 - $50 per month, while a family of four may pay $50 - $150.
Before selecting dental insurance in Green Bay, find out about waiting periods for certain coverages. Usually, you don’t have to wait for preventive care, but waiting periods of 6 - 12 months may apply for so-called basic and major services.
As an alternative to dental insurance, you might consider a dental savings plan. By paying an annual fee (usually cheaper than the annual cost of dental insurance), you get access to reduced rates for services at a wide network of dentists. You pay out of pocket at the time of the visit; there is no claims process. Dental savings plans in Green Bay have no significant waiting periods and do not limit how often you can save.
1Dental.com, based in Fort Worth, Texas, offers two dental discount plans to Green Bay residents. All applicants are accepted, regardless of pre-existing conditions. Start saving 15 - 60 percent on dental services immediately. Friendly and helpful staff are available six days per week to answer questions and help you sign up. Reviewers love the financial benefits that come with a dental savings plan from 1Dental.com.
Over 1 million people have signed up for a dental savings plan from DentalPlans.com since 1999. Green Bay customers can choose from plenty of individual or family plans and begin saving 10 - 60 percent on most dental procedures, with no annual caps or waiting periods. Reviewers like the “DentalPlans.com Advantage,” which matches plan prices from competitors and lets members switch plans anytime.
Dental insurance from UnitedHealthcare includes no deductible or waiting period for preventive care and covers basic and major services. Plans for all needs and budgets are available, with no maximum age limit. Get a fast quote and apply quickly — you don’t need to have UnitedHealthcare health insurance. Customers like paying no out-of-pocket costs for regular exams, cleanings and X-rays.